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Peace of Mind

Peace of Mind

Hassle free conversations to help protect you and your loved ones.

Set for Life

Set for Life

Never worry about past bills and those you will be leaving behind.

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Tailored Cover

We guarantee at your next renewal, you'll get the same or an even better price.

Protect what you love and save up to 55%

The Home Funnel company has been serving Life Insurance policy holders by protecting them and their loved ones for any situation that may arise.

Types of life Insurance policies

We are here to help you make the most informed decision on how you want to secure your life.

Cash value

A tax-deferred savings account that are included in permanent life insurance policies.

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Death benefit

The amount paid to beneficiaries when a policyholder passes away from any scenario.

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Term Life Insurance

A popular life insurance policy option. These have a set expiration date and are a cheaper, more popular option.

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The person(s) who receive the death benefit. They are selected by the policyholder.

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Whole life insurance

A form of permanent life insurance that has a premium and cash value. These are typically more expensive and complex.

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The regular payment made toward the insurance policy. These are typically monthly.

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Everyone at this office is very knowledgeable, friendly and quick to respond to all our needs. We started off with life insurance and after years of developing a working relationship.

Ingrid Cleaver Sammamish, WA
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No matter how many questions I may have, Michael is always there to answer them promptly, efficiently and pressure free, to make sure I'm making the wisest decisions for my business and family.

Jeff Martinez Portland, OR

What happens if...

Stories and information to help you plan, prepare and protect
what matters most.Stories and information to help

Normally, if the policy has been in place for at least two (2) years, the insured should be covered if he passes away abroad. Before a life insurance claim is paid to the beneficiary of the policy, however, the insurance company always requires proof of the person's death

If you missed your monthly life insurance premium, then you will probably still have coverage immediately after your payment was due. ... After that, the company can cancel the policy and may or may not allow you to pay back life insurance premiums or reinstate the policy.

If you die the insurance company pays your family, or whoever you named as the beneficiaries, the amount of money specified in the policy.

In general, insurance will cover the cost of an ambulance ride when it's "medically necessary." In those cases, insurance companies will consider the cost of an ambulance ride in the same manner as any other medical expense after a car accident.

Life insurance pays a death benefit when the insured person in the policy dies. The cause of death is not specific. This means that if you die in a car accident, the insurance policy will pay a claim.

The morgue is able to hold bodies of the deceased until a ship returns home or to another port where arrangements can be made. The ship cannot, however, keep a dead body on board indefinitely. In most cases, the body must be taken off the ship after about one week.

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