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Peace of Mind

Sleep Good at night knowing your home is covered for any situation.

medical support

medical support

Protect those you love most and all quests of your beautiful home.

Customizable Coverage

Customizable Coverage

Cover everything from your basic every day items to your most valuable tools and toys.

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Insurance Company has been serving policyholde protecting businesses, mitigating Travel Insurance for added peace of mind.

Types of Home Owner Insurance

Stories and information to help you plan, prepare and protect what matters most.

Dwelling Coverage

The basis for all homeowners insurance policies. It provides protection for the

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Flood Insurance

protects your house and belongings from flood-related damages. It is a separate

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Contents Coverage

Protects items including furniture and clothing in your home. If a covered

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Other structures

Covers property that is unattached to your home, such as a gazebo,

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Personal liability

Consists of bodily injury damage coverage, which covers costs if a guest

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Replacement cost plus

An extra level of protection that can provide additional coverage to rebuild

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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada
Client Logo

Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada

What happens if...

Stories and information to help you plan, prepare and protect
what matters most. Stories and information to help

Ordinance or law insurance kicks in if you need to rebuild your house to fit current building codes after a covered loss. It can be a smart choice if you have an older home.

Replacement cost plus is an extra level of protection that can provide additional coverage to rebuild your home after a total loss. If you have owned your property for an extended period of time and are concerned about depreciation, taking out additional replacement cost coverage may be a good idea.

Medical payments coverage may provide payment for a medical expense resulting from an accident on the customer’s property. This coverage is intended for the immediate medical treatment of guests on the customers’ premises, without determining fault.

Personal liability consists of bodily injury damage coverage, which covers costs if a guest sustains an injury in your home or elsewhere, and property damage coverage, which kicks in if your property is damaged as a result of a covered accident.

Earthquake insurance would cover your home in the event of damages caused by an earthquake. This policy also has its own deductible.

Water backup of sewer protects your home in the event of sewer or drain backup, which is an unfortunate but common issue faced by homeowners.

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